Well you all know that the sooner you start, the more beneficial it can be for us.
There might be many people who are young, students and thinking that they have to become rich from the stock market.
Well today in this video we are going to talk practically step by step.
What is the way by which you can become rich from the real stock market just by doing SIP.
So Vibhu, what is your age right now? 19 years 19 years, what are you studying right now? BBA so today you are in BBA, there will be more students with you.
Will they get a job tomorrow?
For sure after BBA, they will do MBA as well.
May be they do some more diploma, do internship.
So in how many years will they settle down to get a good job? 4-5 years of study, then it may take some time to generate income.
So let’s assume after 7-8 years they will settle down.
Yes at least when they settle down, what is your definition of settling down?
Is the definition of settlement that he will start earning 1 lakh per month? Yes Can he get a salary of 1 lakh easily? Yes So let’s assume that he will work hard for 7-8 years, study, gain experience and will get a stable salary of 1 lakh. Now let’s understand it this way that if someone is earning 1 lakh per month, how much is he earning annually? 12 lakhs, then how many years will it take him to earn 1 crore rupees? At least 7-8 years 7-8 years So if it will take him 7-8 years, then you are saying on this basis that he is saving whatever money he is earning. Yes No expenses Yes When this will not happen No After 7-8 years, as soon as he gets a job, his family will force him to get married someday. Then there was marriage, there were expenses in marriage, there were children. So it is very difficult to save that money. If it is right, then even after earning, his struggle period will start. If I tell you that after 8 years when your friends are earning around 1 lakh, then you will have made a capital of 1 crore from the stock market.
Okay so do you think this is realistic?
I think so, I think so.
So you have faith in yourself that this can happen.
Yes but what is its process, we will understand it today.
Okay for this we have to know the efforts from today itself.
We all know that the sooner we start, the better it will be.
So if your friends start this process after 8 years, then the result will be different and your result will be different.
So today I am going to give you all a formula.
Okay 8, 3, 2, 1 okay so after 8, 3, 2, 1 okay now what is this formula, let’s understand it.
So I am going to give you an example.
Okay let’s remove all this.
And I say that the calculation is the same here as well.
I am saying 1 crore for you, it may be 10 lakhs for someone.
10 lakhs is also a good amount.
It will depend on how much money you can invest.
I assume that today you start working at the age of 19. Okay and today you find a way to earn 50,000 per month.
If you can earn 50,000, write 50,000 here.
If you can earn 5,000, write 5,000.
But we have to start earning soon.
Someone will say how will I start earning.
Maybe you have to do an internship.
Maybe you think if I do systematic trading in the right way, I can earn some money.
My parents can give me some capital.
Okay so studies also require money, that is also an investment.
So we should always look at ROI in life.
What will I get from the money I am investing?
So you have to think yourself.
If someone thinks I am doing a lot of such work at this age.
I am doing digital marketing for people.
I am running campaigns.
I do freelancing work.
I do video editing.
I can earn more than 50,000 from this.
So if you learn a skill like this.
Then you will eventually reach a job of 1 lakh.
This is a different thing.
Can something happen from today?
Can you earn something from today?
This is the question.
Okay so everything is based on calculation.
But I think you will arrange 50,000.
Okay for you if someone thinks I can arrange 5,000.
So write 5,000.
Okay this is clear.
So I wrote 50,000 for you.
Now I taught you that we can invest in ETFs.
We also discussed mutual funds.
So people generally do SIPs in mutual funds.
So which mutual funds did we discuss?
Which one should people invest in?
Small cap, index and overseas.
One more was flexicap.
So first of all we talked about index funds.
Index funds are the ones which just follow the index.
And this is the data.
88% of active fund managers are not able to beat index funds.
88% okay means most of them are failing to beat the index.
Now what is the return of the index?
Let’s say Nifty returns 12-15%.
We have given higher returns some of the time.
But we are assuming 12-15% return.
This will not happen every time.
Okay so we thought the return of the index is 12-15%.
Flexicap will get a little more.
Small cap will get more.
Okay, we will be diversified overseas.
So our market will never run.
Maybe the overseas market is running.
Okay, so we are saying we will create alpha.