Well today in this video you will learn something which you will hardly get to learn anywhere else on the internet and that is the mathematics of trading in the stock market. Many people trade in the stock market but they fail to understand this mathematics due to which they are never able to make as much profit as they should or as much as they should earn according to the market opportunity. So now Vibhu, let me show you one thing, we will start with a very recent example and then we will take many examples. Suppose what happens is that in the stock market, most of the people say that whenever there is a fall in the market, like recently Nifty fell, well, you can see above that there is a fall of about 6%. Well, from the open to the closing price of 6%, it was quite less. So what I mean to say is that when it falls, basically most of the people buy stocks in their portfolio, they also buy small cap stocks, they also buy mid caps on someone’s recommendation. In this fall, there were many such stocks which had come down to 30-30 in 2020. So it is possible that people’s portfolios may have come down to 15 or 20 in this fall itself, meaning their portfolios must have looked red that day, completely red, it is not a problem that the portfolio is red for one day, it just went to 20. And then we did not do anything, okay, we did not do anything, okay, now what happened is that now we saw that the market has completely recovered, so the portfolio has come back to where it was, but you feel that many stocks would still not have recovered. I am starting with stocks, I will also come to trading, okay, in trading we will also talk about options, okay. So now what is the rough idea of what people do, why people’s portfolios have become so correct, if I tell you today that if we had invested so many crores of rupees in the stock market in the 2008 crash, then today we would have become so many crores or if we had invested so many lakhs, then we would have become crores. How old were you in 2008? I was very young. I was four years old. So brother, when you were not even born, where will you invest money? This is right. Now if I tell you today to invest one crore, you will invest only when you earn money. If you do not have money, how will you invest? So these are the things that are said that brother if you had invested money in Covid, then most of the people in India are young, they have either just started earning or are in the early stages of life. So the thing here is that it does not happen that when the market was very low then there should have been money. Here they have started earning. So when would they have invested money? When would they have started SIP? That is why, whenever we talk about the market, the old investors would have invested money 10 years ago, but the new people who come, they always invest the most money at the top of the market. And did they invest money before? So, the life of a common man is like this. There are many circumstances due to which he withdraws money from the market in between. Well, if there is a man of 50 years, then in between it may be that his daughter’s wedding is coming, he has to build a house, he has to buy a property, someone in the house fell ill, an accident happened, you guys tell me in the comment whether this happens or not, then people have to withdraw money, what can I say about others, if I have to buy a property today, then the money is limited, right? Now I can see that yes, there is a good opportunity in real estate, but if I need a lot of money at once, I will see, okay, I have so much money lying in equity, I can sell it and get the money, so people vacate their properties, okay, so what happens is that the portfolios that are formed are formed at a very high level, what happens generally, now if we talk about a normal return, if someone invests money here and there, then he does not get much return and when there is a purchase at the top, now what happens is that people get a lot of money. SIP is a way to accumulate money. When do people accumulate money due to fear? They think the market is going, going, going, going, going, going, going, they invest money and as soon as they invest money, the market comes down a bit, they see a loss, then what do they do? Like someone invested money at the top of the market, invested money here, put one crore at the price of 000 thinking that from here it will go to 25000 or 00, but it may be that the market consolidated here for a long time, then he will say that the market did not give any return for a year, these people say that there is a 15 percent return, 12 percent return, what is that, this is the average of many years, so why am I telling you this because what I am going to tell you now is very important, now let us assume that someone invested money at the top, okay,